By Emily Neubauer
401(k) balances have hit a record high. Last year's surging stock market led to that. But even when the market is down, financial experts say investing your money for retirement is crucial.
At age 30 Ryan Kellenberger is a long way from retirement. But, that doesn't mean he's not planning for his future.
"I put money into a 401(k) through work," explained Kellenberger. "I have a baby at home and another one on the way so I do it because it's an easy way to set money aside for retirement." ...
..."It's hard to contribute to your 401(k) when you don't have a job," said UW-Stevens Point Associate Dean Gary Mullins.