​Exit Loan Counseling
 

 What is exit counseling?

 
Exit counseling provides information you will need as you prepare to repay your federal student loan(s).

Topics include:
  • Understand Your Loans
  • Plan to Repay
  • Avoid Default
  • Make Finances a Priority
 

 Who must complete exit counseling?

 
If you have received a subsidized, unsubsidized or PLUS loan(s) under the Direct Loan Program or the FFEL Program, you must complete exit counseling each time you:
  • Drop below half-time enrollment
  • Graduate
  • Leave School

Note: The FFEL Program ended July 1, 2010 and no new loans have been made under the FFEL Program after that date.
 

 How do I complete exit counseling?

 
To complete exit counseling for subsidized/unsubsidized loans and PLUS Loans under the Direct Loan Program or the FFEL program:
  • Sign into https://studentloans.gov using your Federal Student Aid PIN.
  • Use of another person's PIN constitutes fraud. Use only your own PIN information.
  • Select "Complete Counseling" found in the left navigation bar
  • Select "Exit Counseling" under "Choose Counseling Type"
  • Select the school(s) you want to notify of counseling completion
 

 How do I access exit counseling?

 

There are two ways to access exit counseling:

  1. Sign-in to StudentLoans.gov using your Federal Student Aid PIN
    • Select "Complete Counseling" on the left hand navigation bar
    • Select "Exit Counseling" under "Choose Counseling Type"
    • If you sign in, you will be able to
      • See your federal student loan information available in the National Student Loan Data System (NSLDS)
      • Notify schools of counseling completion
      • View proof of counseling completion
  2. Select "Counseling Demo" on the StudentLoans.gov home page and select "Exit Counseling" under "Choose Counseling Type"
    • You must log in to officially complete the counseling session. (option 1 above)
    • The "Counseling Demo" option is informational and allows school administrators to see counseling content without logging in
 

 Will I be able to save my exit counseling session and return at a later time to complete it?

 
No, your progress will not be saved if you navigate away from your exit counseling session or logout of the StudentLoans.gov Web site.