Explain how interest rates are determined by market forces that influence the amount of borrowing and saving done by investors, consumers, and government officialsEconomic Concepts
Links to Content Information
|
|||||||||||||||||||||||||||||||||||||||||
 |
Consumer Borrowing and Saving - Grades 11-12. To give students the needed background in the positive and negative aspects of credit, its impact upon individuals and the nation, and practical knowledge and understanding of the wise use of credit. |
|
|
Controlling Interest - Discusses whether ceilings on interest rates are a good idea. Explains the economic theory behind the arguments for and against usury ceilings, examining in particular credit card interest rates. Accompanies Controlling Interest booklet, available online or in print. |
|
|
The Credit Card Mystery - Grades 9-12. Students take a look at why credit card interest rates are so much higher than other interest rates. |
|
|
The Early 1980's: A Tough Time for Home Builders and Mortgage Bankers - Students will explain interest rates and their relation to inflation. They will also explain that one of the objectives of the Federal Reserve is to adopt policies that lead to low rates of interest. |
|
|
Look Who's Footing the Bill - An introductory WebQuest on democracy and the national debt. By working as a team, a group of students can work cooperatively to answer the question: What's so big about a $5 trillion dollar debt? |
|
|
The Wizard of Oz Visits Japan - This EconomicsMinute examines the extent to which the deflationary "wizard" can be expected to influence economic prosperity at the dawn of the twenty-first century. |
|
|
Other Web Sites - This page lists web sites offering a wealth of lesson plans for teaching economics, in addition to these lesson plans. |
List of Curricular Materials and Learning Activities
 |
Focus on Economics: Civics and Government, from Economics America (search catalogue), available from Economics Wisconsin.n. Unit3, Lesson 6: How Can Changes in the Federal Government's Budget Stabilize the Economy? - An examination of the Business Cycle of unstable swings in a market economy and how fiscal policy changes in the spending and taxing levels of government impact the economy. pp. 37-42 |
|
|
Focus on Economics: Personal Decision Making, from Economics
America (search catalogue), available
from Economics Wisconsin.. Relevant
lessons:
|
|
|
Focus: High School Economics, from Economics America (search catalogue), available from Economics Wisconsin. Lesson 20: Money, Interest, and Monetary Policy - Three simulations help students discover the effects of changes in the supply of money in the economy and how the Federal Reserve uses tools of monetary policy to adjust that amount of money. pp.187-197 |
|
|
Credit for Kids: Credit and Consumer Decision-Making by
Diana Haskell, Brenda Manger, Sharon O-Connell; 1995. Published by: The Center
for Economic Education |
|
|
A Penny Saved... - Illustrates the importance of savings--how it benefits all of us--and the various types of savings instruments and institutions. Teacher's guide also available. 1994. 24pp. Available from Federal Reserve System. To find it, type "Penny Saved" (without the quote marks) in the keyword search box and click on Go. |
|
|
The Story of Consumer Credit. Explains consumer rights and responsibilities and consumer credit regulations. 2000. Available from Federal Reserve System. To find it, type "story of consumer" (without the quote marks) in the keyword search box and click on Go. |
National Content Standard 12.
Scroll down the linked page to locate the grade 12 benchmarks.
Email an expert
Professor Jim Grunloh, University of Wisconsin-Oshkosh
|